On the 10th anniversary of Apple Pay, Apple has just announced some new integrations to make the service, and Wallet app, even better.
Integration With Installment Loans from Klarna and More
In iOS 18, Apple is adding integration with installment loan options from Klarna when checking out with Apple Pay online or with an app using an iPhone and iPad. You could previously use a similar service from Affirm.
In the future, you’ll also be able to access installment payment options from eligible debit or credit cards when making online purchases with Apple Pay. In the United States, Citi and Synchrony will support the option.
Discover Card users can now also redeem rewards with eligible credit cards when checking out with Apple Pay online or in-app. Synchrony will eventually bring the same feature to Apple Pay.
Another nice new feature is that you can access Apple Pay with third-party web browsers and computers. When checking out online, you’ll need to use your iPhone or iPad to scan a code to complete the transaction.
Starting in 2025, you’ll also be able to see a PayPal balance when using the PayPal debit card in Apple Wallet.
Can We Finally Say Goodbye to a Traditional Wallet?
After 10 years, Apple Pay is now used by hundreds of millions of consumers in 78 markets and supported by more than 11,000 banks and network partners worldwide.
I’ve been using Apple Pay since the beginning, and it’s by far my favorite way to make a purchase online or in a store for one reason—simplicity. It’s safe and secure, and I never have to worry about not having a physical card on me. All I need is my iPhone, or even an Apple Watch.
Even if you haven’t used the service, there are a number ofgreat reasons to start using Apple Pay. If you have an Apple device,getting Apple Pay set uptakes just a few minutes.
With more states allowing users to add a driver’s license or state ID to Apple Wallet, I’m hopeful I can someday retire my traditional wallet permanently and just use Apple Pay.
